About Us

Lumberton Insurance AgentDanny Cook started Cook Insurance Services in 1999. Cook Insurance Services writes multiple lines of insurance in North Carolina and South Carolina, including Auto / Car Insurance, Home Insurance, and Business / Commercial Insurance.

Danny and Theressa have a combined 50+ years of experience, with professional designations of CIC (Certified Insurance Counselor). Danny also has a professional designation of CRM (Certified Risk Manager), as well as a Masters in Risk Management and Insurance. In addition to providing insurance, Danny also has been teaching insurance classes since 2008.

Cook Insurance Services strives to provide insurance programs to fit the client’s needs, and then exceed their expectations of service. Social media and the use of technology allows us to communicate with our clients beyond the “normal business hours”, when its most convenient for them.

An Independent Advantage

We are Independent Agents in Lumberton, North Carolina, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Cook Insurance Services represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it’s up to you to make the final choice.